PEOPLES BANK PERSONAL DEPOSIT ACCOUNTS

» All checking accounts receive free Debit Card, free E-Statements, free online banking, and free online bill payment services unless otherwise noted. No charge when using Peoples Bank owned ATMs or affiliated ATMs.

» Download Interest Earning Account Types Document

PEOPLES MONEY MARKET

  • $2,500 Minimum Opening Deposit
  • $15 Monthly Service Charge if balance falls below $2,500
  • Online Banking at no service charge
  • Online Bill Pay at no service charge
  • E-Statements at no service charge and suggest for better security
  • Personal Checks as needed with Direct Deposit (specific design only)
  • Receive Check Images with Monthly Statement
  • Six transactions per monthly statement
  • Tiered Interest Rate is subject to change

PEOPLES SAVINGS ACCOUNT

  • $100 Minimum Initial Deposit
  • Online Banking at no charge
  • E-Statements at no charge and suggested for better security
  • Six transactions per quarterly statement
  • Interest Rate subject to change
  • $5.00 Service Charge if Account falls below $100
  • Excess Withdrawal Fee is $5 each over six per quarterly statement
  • Interest Rate is subject to change

PEOPLES YOUTH SAVERS ACCOUNT

  • No Minimum Opening Deposit
  • No Monthly Fee for individuals under 18 years of age
  • Online Banking at no charge
  • E-Statements at no charge and suggested for better security
  • Six transactions per quarterly statement
  • Interest Rate subject to change
  • No minimum balance to earn interest
  • Excess Withdrawal Fee is $5 each over six per quarterly statement

HEALTH SAVINGS ACCOUNT

  • No Minimum Opening Depositor Minimum Balance
  • No Monthly Service Charge
  • Available for Health Expenses
  • For individuals With High Deductible Health Insurance
  • Online Banking at No Service Charge
  • E-Statements at No Charge
  • Variable Tiered Interest Rates
  • Quarterly Statements
  • Debit Card provided (No checks issued on this account)

CERTIFICATES OF DEPOSIT

  • Terms range from 30 days to 4 years
  • Terms of 1 – 4 years may be opened with $1,000 minimum opening deposit
  • Interest rates vary by term

INDIVIDUAL RETIREMENT ACCOUNTS IRAs

  • Terms range from 30 days to 4 years
  • Terms of 1 – 4 years may be opened with $1,000 minimum opening deposit
  • Interest rates vary by term
  • No Fee
  • Tax deferred interest
  • Penalty for early withdrawal

PEOPLES CHOICE CERTIFICATE OF DEPOSIT

  • Available for 18 month and 24 month terms
  • $10,000 minimum deposit at opening
  • 1 time rate increase is possible anytime during term at current Peoples Bank posted rates for same term, should our rates increase
  • Additional funds may be added 3 times, anytime, during the CD term. $2,500 minimum additions to original principal
  • Rates subject to change