Ag Loans

We know agriculture and have a deep respect for everyone involved in agriculture. We’ve made a long-term, dedicated commitment to serve agriculture in this region. Give us the opportunity to discuss what we can do to assist you and your Ag operation.

We have several agriculture lending professionals with years of experience with farm, ranch, livestock, and farm operating lending backgrounds. Our Ag lenders cover a lot of acres and have many years of Ag lending experience. Our region is economically tied to production agriculture and our bank has been helping farmers and agri-business families in the good years and not so good years.

Annual Operating Loans --- Equipment purchases --- Farm land purchases


Lorenzo’s Ag Lenders are Patti Dycus and Josh Gandy.

Lubbock’s experienced Ag Lenders include Larry Allen, Todd McKee, Doug Willis, Tim Farris and Sandy Coleman.

Nazareth’s Ag Lenders are Tim Farris, Marcus Brockman and Mark McLarty.

Post’s Ag Lenders are Kurt Coor, Charles Hardin, and Clay Miller.

Slaton’s Ag Lenders are Blake Boyd and Josh Gandy.

Shallowater’s Ag Lenders are Anthony Foerster and Jake Mahan.


Ag businesses and industries include dairies, cattle feed yards, grain storage and handling, seed crop production, equipment sales, irrigation, fuel sales, ginning and cotton storage and handling, animal feed, animal health and care, transportation, and much more.

Crops or products produced: corn, cotton, sorghum, beef, pork, eggs, milk, peanuts, wheat, sunflowers, wine grapes, vegetables, sesame, watermelons, peaches, pecans, and much more.

A single bale of South Plains cotton can make 1,217 men’s T-shirts.

50% of the farms in the South Plains are irrigated and 50% is dryland (no irrigation).

40% of all economic activity for Lubbock relates to agriculture.

21% of the Ag cash receipts for crops in Texas come from our South Plains Region.

There are more than 13,000 center pivots irrigation systems in the High Plains Underground Water District #1 territory.

There are an estimated 300,000 acres of underground drip irrigation in use in the 20 county High Plains Region, according to industry and governmental sources. Most of these acres are used to produce cotton.

In 2005, the cash value of basic agriculture production for the 20 county retail trade region was $3.4 billion.

The South Plains region produces 4 million bales of cotton annually from 3 million harvested acres. This is 23% of the total US cotton crop.

Producers spend significant amounts of their agricultural income on seed, fertilizer, equipment, energy, chemicals, clothes, food, fuel, restaurants, hotels, auto dealerships, and more.